FCRA Summary of Rights

What this disclosure covers

This form contains 14 sections. Here is the full outline of what it addresses:

1. PROVIDED TO
2. A SUMMARY OF YOUR RIGHTS UNDER THE FAIR CREDIT REPORTING ACT
3. YOU MUST BE TOLD IF INFORMATION IN YOUR FILE HAS BEEN USED AGAINST YOU
4. YOU HAVE THE RIGHT TO KNOW WHAT IS IN YOUR FILE
5. YOU HAVE THE RIGHT TO ASK FOR A CREDIT SCORE
6. YOU HAVE THE RIGHT TO DISPUTE INCOMPLETE OR INACCURATE INFORMATION
7. CONSUMER REPORTING AGENCIES MUST CORRECT OR DELETE INACCURATE, INCOMPLETE, OR UNVERIFIABLE INFORMATION
8. CONSUMER REPORTING AGENCIES MAY NOT REPORT OUTDATED NEGATIVE INFORMATION
9. ACCESS TO YOUR FILE IS LIMITED
10. YOU MUST GIVE YOUR CONSENT FOR REPORTS TO BE PROVIDED TO EMPLOYERS
11. YOU MAY LIMIT "PRESCREENED" OFFERS OF CREDIT AND INSURANCE
12. YOU MAY SEEK DAMAGES FROM VIOLATORS
13. IDENTITY THEFT VICTIMS AND ACTIVE DUTY MILITARY PERSONNEL HAVE ADDITIONAL RIGHTS
14. CONTACT

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